American Express is a global payments corporation that provides individuals and companies with prepaid, credit, and charge cards. American Express, in addition to issuing cards, also handles transactions conducted with its cards, including cards issued by other parties.
Although American Express is best known for its credit and charge cards, the worldwide payments firm also provides merchant services and manages a card network.
According to the February 2022 Nilson Report on the sector, American Express cards are accepted at 12.2 million establishments in the United States. In comparison, Visa and Mastercard are accepted at 12.4 million companies, while Discover is accepted by 12.2 million.
What are the benefits of Using American Express Card (Amex)?
American Express provides a wide range of card options to both individuals and companies. To entice new users, its card products provide incentives, privileges, and experiences. Depending on the card, users can earn cash-back and loyalty incentives, visit airport lounges, and obtain travel insurance coverage.
How to Get American Express Card (Amex) in Nepal?
Only one bank in Nepal offers the American Express Card. In Nepal, Himalayan Bank is the exclusive issuer of the cards. You may receive your Amex card from Himalayan Bank and enjoy all of the same benefits as the rest of the world’s cardholders.
Himalayan Bank Limited offers two types of Amex cards for Nepalese Citizens.
- Himalayan Bank American Express Gold International.
- Himalayan Bank American Express Gold Domestic.
Himalayan Bank American Express Gold International
This card gives you free access to airport lounges all around the world, as well as discounts on travel, shopping, eating, and entertainment. If you wish to buy things from international retailers like Zara, you may use your Amex card and get certain discounts on credit card transactions. It is particularly handy for business travelers who must travel across the world frequently.
- Four years of validity
- Extra Cards for your Spouse, Children, and Parents
- Access to the Radisson Lounge at Tribhuvan International Airport (TIA) in Kathmandu, which has both working and recreational amenities.
- Limits range from USD 2,000 to USD 5,000.
- Three years of complimentary Priority Pass membership to the world’s biggest airport lounge program, with access to 800 VIP lounges worldwide.
- American Express provides worldwide travel, medical, and legal assistance.
Note: Except for India, this card is acceptable everywhere.
Himalayan Bank American Express Gold Domestic.
This card is valid in Nepal and India and may be used to save money while shopping, dining, staying in hotels, and visiting spas. In this manner, you may spend money on luxury items while also getting cheap admission to airport lounges. To qualify for this card, you must have a monthly income of at least 75% of the card limit. You must also have a Himalayan Bank Limited Super Premium Savings Account.