How to Get American Express Card (Amex) in Nepal?

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American Express is a global payments corporation that provides individuals and companies with prepaid, credit, and charge cards. American Express, in addition to issuing cards, also handles transactions conducted with its cards, including cards issued by other parties.

Although American Express is best known for its credit and charge cards, the worldwide payments firm also provides merchant services and manages a card network.

According to the February 2022 Nilson Report on the sector, American Express cards are accepted at 12.2 million establishments in the United States. In comparison, Visa and Mastercard are accepted at 12.4 million companies, while Discover is accepted by 12.2 million.

What are the benefits of Using American Express Card (Amex)?

American Express provides a wide range of card options to both individuals and companies. To entice new users, its card products provide incentives, privileges, and experiences. Depending on the card, users can earn cash-back and loyalty incentives, visit airport lounges, and obtain travel insurance coverage.

How to Get American Express Card (Amex) in Nepal?

Only one bank in Nepal offers the American Express Card. In Nepal, Himalayan Bank is the exclusive issuer of the cards. You may receive your Amex card from Himalayan Bank and enjoy all of the same benefits as the rest of the world’s cardholders.

Himalayan Bank Limited offers two types of Amex cards for Nepalese Citizens.

  1. Himalayan Bank American Express Gold International.
  2. Himalayan Bank American Express Gold Domestic.

Himalayan Bank American Express Gold International

This card gives you free access to airport lounges all around the world, as well as discounts on travel, shopping, eating, and entertainment. If you wish to buy things from international retailers like Zara, you may use your Amex card and get certain discounts on credit card transactions. It is particularly handy for business travelers who must travel across the world frequently.

Benefits:

  1. Four years of validity
  2. Extra Cards for your Spouse, Children, and Parents
  3. Access to the Radisson Lounge at Tribhuvan International Airport (TIA) in Kathmandu, which has both working and recreational amenities.
  4. Limits range from USD 2,000 to USD 5,000.
  5. Three years of complimentary Priority Pass membership to the world’s biggest airport lounge program, with access to 800 VIP lounges worldwide.
  6. American Express provides worldwide travel, medical, and legal assistance.
Note: Except for India, this card is acceptable everywhere.

Himalayan Bank American Express Gold Domestic.

This card is valid in Nepal and India and may be used to save money while shopping, dining, staying in hotels, and visiting spas. In this manner, you may spend money on luxury items while also getting cheap admission to airport lounges. To qualify for this card, you must have a monthly income of at least 75% of the card limit. You must also have a Himalayan Bank Limited Super Premium Savings Account.

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The Essence of Nepali Horoscopes

1. Cultural Significance

In Nepal, astrology is deeply interwoven with cultural and religious practices. From birth to marriage and other significant life events, astrological readings are often consulted to ensure auspicious timing and favorable outcomes. Nepali horoscopes are based on the Vedic astrological system, which uses the moon sign (Rashi) rather than the sun sign commonly used in Western astrology.

2. The Vedic System

The Vedic astrological system, also known as Jyotish, is one of the oldest forms of astrology. It considers the positions of the moon, sun, and planets at the time of one's birth to create a detailed horoscope. This system is believed to provide more accurate and personalized readings. In Nepali horoscopes, there are twelve Rashi (moon signs), each associated with specific traits and predictions.

3. Daily Rashifal

A daily Rashifal offers predictions about what the day might hold for each of the twelve Rashi. These predictions can cover various aspects of life, including career, health, relationships, and finances. Many Nepalese start their day by reading or listening to their daily Rashifal, which helps them prepare for the day ahead and make informed decisions.

The Twelve Rashis and Their Traits

Mesh (Aries)

Known for their leadership qualities, enthusiasm, and adventurous spirit. They are natural-born leaders who thrive in challenging situations.

Mithun (Gemini)

Adaptable, outgoing, and intelligent. Geminis are known for their communication skills and ability to thrive in social settings.

Singh (Leo)

Confident, charismatic, and generous. Leos are natural performers who love to be in the spotlight and are known for their big hearts.

Tula (Libra)

Balanced, diplomatic, and charming. Librans value harmony and are skilled at resolving conflicts and bringing people together.

Dhanu (Sagittarius)

Optimistic, adventurous, and philosophical. Sagittarians are explorers at heart who seek knowledge and new experiences.

Kumbh (Aquarius)

Innovative, independent, and humanitarian. Aquarians are visionaries who strive to make a positive impact on the world.

Vrish (Taurus)

Practical, reliable, and patient. They value stability and are known for their strong work ethic and love for the finer things in life.

Karkat (Cancer)

Emotional, nurturing, and intuitive. Cancerians are deeply connected to their family and home, often prioritizing their loved ones above all else.

Kanya (Virgo)

Analytical, detail-oriented, and hardworking. Virgos have a keen eye for detail and are often perfectionists who excel in their endeavors.

Vrischik (Scorpio)

Passionate, determined, and mysterious. Scorpios are known for their intensity and ability to navigate complex situations with ease.

Makar (Capricorn)

Disciplined, ambitious, and responsible. Capricorns are goal-oriented individuals who work diligently to achieve their objectives.

Meen (Pisces)

Compassionate, artistic, and intuitive. Pisceans are dreamers who are deeply empathetic and often have a strong creative streak.

The Influence of Rashifal in Daily Life.

1. Decision Making:

Nepali horoscopes play a crucial role in decision-making processes. Whether it's choosing the right time to start a new business, selecting a wedding date, or making significant life changes, astrology provides guidance and reassurance.

2. Personal Growth

Many people use their Rashifal to gain insights into their strengths and weaknesses, helping them to grow personally and professionally. By understanding their astrological profile, individuals can work on improving their traits and leveraging their strengths.

3. Festivals and Rituals

Astrology is also deeply connected to various festivals and rituals in Nepal. Auspicious timings for celebrations and ceremonies are often determined based on astrological readings, ensuring that these events are conducted in harmony with celestial influences.